{"id":572,"date":"2021-03-23T13:00:23","date_gmt":"2021-03-23T13:00:23","guid":{"rendered":"https:\/\/legalexpertadvisor.com\/index.php\/2021\/03\/23\/indian-bank-privatization-issues\/"},"modified":"2022-03-12T18:36:06","modified_gmt":"2022-03-12T18:36:06","slug":"indian-bank-privatization-issues","status":"publish","type":"post","link":"https:\/\/legalexpertadvisor.com\/index.php\/2021\/03\/23\/indian-bank-privatization-issues\/","title":{"rendered":"Bank Privatization Issues Every Person Should Know"},"content":{"rendered":"<p>There are 3 types of commercial banks, the Public\/ Government bank, the Private sector bank and the foreign sector bank. Governments hold more than 50 percent of share in certain banks known as Public Banks are as follows:<\/p>\n<p><strong>The former list of Govt banks in India were<\/strong><\/p>\n<ul>\n<li>Allahabad Bank<\/li>\n<li>Andhra Bank<\/li>\n<li>Bank of Baroda<\/li>\n<li>Bank of India<\/li>\n<li>Bank of Maharashtra<\/li>\n<li>Canara Bank<\/li>\n<li>Central Bank of India<\/li>\n<li>Corporation Bank<\/li>\n<li>Dena Bank<\/li>\n<li>Indian Bank<\/li>\n<li>Indian Overseas Bank<\/li>\n<li>Oriental Bank of Commerce<\/li>\n<li>Punjab &amp; Sind Bank<\/li>\n<li>Punjab National Bank<\/li>\n<li>Syndicate Bank<\/li>\n<li>UCO Bank<\/li>\n<li>Union Bank of India<\/li>\n<li>United Bank of India<\/li>\n<li>Vijaya Bank<\/li>\n<li>IDBI Bank((77.79% government stake)<\/li>\n<li>SBI+and it\u2019s five associate Banks<\/li>\n<li>Bharatiya Mahila Bank<\/li>\n<\/ul>\n<p>Now the questions arise why government want to privatize the public bank?<\/p>\n<h1>Bank Privatization Issues In Details<\/h1>\n<p>After demonetization and Covid-19 pandemic the revenue collection had fallen down. Lots of business had shut down and no one have enough savings to start a new business and take a risk. Outcome of this Fuel price rise, LPG price rise, and sale\/rent\/lease of public property started.<\/p>\n<p>&nbsp;<\/p>\n<h3>Now let\u2019s see the Public accusation regarding Bank Privatization:<\/h3>\n<p>&nbsp;<\/p>\n<ol>\n<li>Government no longer control over the bank policy as we already seen when government stop control petrol price how it\u2019s hiking every now and then.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ol start=\"\\&quot;2\\&quot;\">\n<li>Government job security will demise and no government job benefits like work-paid leave, bonus, maternity leave, work duration etc. we all knew about how employee being exploited in private sectors.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ol start=\"\\&quot;3\\&quot;\">\n<li>Poor Public cannot get cheap interest loan. Now on Bank became the puppet of rich and white collar People.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ol start=\"\\&quot;4\\&quot;\">\n<li>People afraid that Bank turn into a monopoly market beside perfect competitive market. As some private bank take control the liquid capital.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3>Now analysis the Government point of view regarding Bank Privatization:<\/h3>\n<ol>\n<li>Bank gets more equity.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ol start=\"\\&quot;2\\&quot;\">\n<li>Interest of the employee will be protected.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ol start=\"\\&quot;3\\&quot;\">\n<li>Government not liable for securitized for bank bad debt. Free for all expenses to manage structure of banking sectors.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>There are 3 types of commercial banks, the Public\/ Government bank, the Private sector bank and the foreign sector bank. Governments hold more than 50 percent of share in certain banks known as Public Banks are as follows: The former list of Govt banks in India were Allahabad Bank Andhra Bank Bank of Baroda Bank [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[15],"tags":[16,17,18,19,20],"class_list":["post-572","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-expert-advisor","tag-bank-privatization","tag-govt-bank","tag-govt-bank-privatization","tag-indian-bank","tag-indian-bank-privatization"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"There are 3 types of commercial banks, the Public\/ Government bank, the Private sector bank and the foreign sector bank. 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